Dr.Chaya R 
Assistant Professor  Department of Commerce  Karnataka State Open University  Mysuru, Karnataka, India

She  has to her credit M.Com, M.Phil and Ph.D., over two decades of teaching and research experience in the field of Commerce and Management disciplines with strong base and exposure. Under her guidance 4 scholars are perusing Ph.D and several MBA and M.Com students have done projects. She has  published research works in several National and International  and UGC Carelist Journals and also presented research papers in several international conferences, National conferences and State Conferences. She has published book on Banking. Currently working as Assistant Professor in the Department of Commerce, Karnataka State Open University, Mysuru, Karnataka, India. She is a member of professional body of many universities. She is presently a resource person and visiting several B-Schools in India.  She is a known personality among the teaching and student community.  Formerly she worked as Associate Professor in various B-Schools, Bangalore.