Dr. Divya Kumar Agrawal has over 15 years of  experience in corporate world. As a professional, he has been associated with leading financial companies like State Bank of India, National Securities Depository Limited and  ICICI Securities Ltd  in various capacities.  He also had a brief stint with Hindustan Coca Cola India Pvt Ltd, Videocon Industries Limited and Chitra Prakashan (India) Pvt. Ltd.  During his tenure with these companies, he has gained significant experience by working closely with various business conglomerates in the country. Over the period, he has developed several competencies which involve General and operation management, Stressed Asset Management, Exit plan execution, Credit Compliance, Documentation, Relationship Management, Marketing, Legal Matters, Inspection, monitoring and supervision, Study of financial and other statements, public relationship and compliance management etc. In Education qualifications he holds degrees of PHD, NET, MBA, LLB, BCOM, CAIIB, JAIIB, COCP Advance L1, CICC ( Moody), CRM ( IIMB).  He is a Certified Securities Market and Derivative Market Dealer, Certified Business Analysts from University of Pennsylvania and a Certified Research Analyst. He holds several certifications in Commercial Credit, Insurance,Mutual funds, KYC & AML and a Diploma in law related to Mergers and Acquisition apart from various other certifications. He has published many research papers and articles in various journal & magazines. He is/has been a guest speaker /resource person for CBSE, Institute of Cost Accountant of India PCA Chapter and various colleges/universitiies.