Vipulkumar. N. M, [M.Com, MBA, UGC-NET, SET, KSET, (Ph.D.)] currently working as an Assistant Professor of Commerce at Kristu Jayanti College (Autonomous) Bengaluru, Karnataka, India. He is having 8 years of academic experience and 2 years of Industry experience. He started his career as an Audit Associate at KPMG. He has published various Research Articles and papers. His research interest includes Marketing, Personal Finance, Banking Technology, E-Commerce, Capital Market, etc. As a Resource Person, he has handled more than 20 events at various Colleges and Institutions. In addition to teaching he is a Professional Quiz Master. As a Quiz Master, he has conducted more than 40 Quiz Events at various Universities and Colleges. In the year 2019. He has won the Teaching Excellence Award under the Emerging Teacher category 2019 He won the Reserve Bank of India Young Scholar Award (A prestigious award for 150 Young students in India every year) in the year 2009.