Sri. Nagaraja.R.C, working as an Assistant Professor, Department of Commerce(UG & PG), Government First Grade College,Davanagere. He obtained Ph.D in the year 2016 from Kuvempu University, Jnana Sahyadri, Shankaraghatta. He has more than twelve years of teaching experience in both B.Com and M.Com Programme.  He has published a few article on different emerging issues in banking sectors in reputed Journals and edited book.