On behalf of Chetan Business School, I profusely thanks to all professors, administrative staff, faculties who participated for conference to present their paper online and offline. The present work is the result of the guidance, co-operation, and support that I have received from a number of noble hearts of all participants and co-organisers of the conference. I’m indeed indebted and grateful to Dr. Vishwanath Koravi, Director of Chetan Business School and Dr. Ramakant Kulkarni, Director-Academics of Chetan Business School to have faith in me and allowed to be convener of the conference. I thank all my colleagues in the institution namely, Dr. M. B. Huli, Dr. Manik, Dr. Bhargav, Dr. Maksud, Dr. Managala Yaragatti, Dr. Anil Yaragatti, Dr. Aniruddha A., Prof.  Shweta S., and Prof. Shreyas, for their untiring persistence, co-operation and inspiration. I also own a lot to my benevolent professor Dr. A. H. Chacadi, my research guide and emeritus professor of Chetan Business School. We are grateful and thankful to KMAT (Karnataka Private Post Graduation college's Association) to sponsor this event which was a grand success We dedicate this book to many researchers and to those who practise research with passion and hope it prove to be beam of light in their professional life.