This is a textbook on “Money and Banking”. It is also a vital book for economics, business, and commerce streams. This book has been written in simple and easy language. This book contains four parts, Part A, Part B, Part C, and Part D . Part A includes, Economics, functions of money, national income, and a five-year plan in India. Part B consists of details of the Banking theory. It contains 27 chapters, including commercial banks, Loan, and advances, hypothecation, charging securities, women’s bank India, small finance banks, credit management, introduction to e-banking., etc. Today, many financial institutions offer all types of financial services, such as banking, insurance, and financial markets and services. So, the discussion, Part C consists of principles of insurance and concepts of IRDA, risk management etc. Part D1 and Part D2 financial market and financial services also included. Every chapter ends with short answers questions, essay types of questions are also given. The end of this book includes multiple Choice questions and answers, and important terms of banking and finance are also given. No doubt, this book is immensely helpful and fulfills the student's requirements also. We welcome all constructive comments and concrete suggestions from the readers of this book.